This website, which can be found at http://www.shinerstudy.info (the "Website"), is owned and operated by shinerstudy.info. hereinafter referred to as "Hispanic Strategic Marketing," "We," "Us," or "Our," which also includes its permitted assigns, affiliates, and subsidiaries).

Through its website, Hispanic Strategic Marketing offers services to users. The company has taken all reasonable measures to ensure the confidentiality of user information transmitted via the internet and is committed to safeguarding and respecting users' privacy. When users use this website or fill out online application forms and questionnaires to obtain products and services, Hispanic Strategic Marketing and its affiliates may gain access to users' personal information, including confidential information. Hispanic Strategic Marketing adheres to these privacy terms as a means of communicating our information gathering and dissemination practices and demonstrating its commitment to customer privacy. When you visit shinerstudy.info, the information you provide is collected, used, and protected. shinerstudy.info is committed to providing you with information about the information it collects, uses, maintains, and shares with you. shinerstudy.info may periodically update this Privacy Policy on the website. By visiting the website, you are accepting the procedures outlined in this Privacy Policy.

This Privacy Policy applies to you whenever you use the products, services, or websites of shinerstudy.info or any of its subsidiaries or affiliated businesses. shinerstudy.info is exempt from liability for any disclosure of confidential information in accordance with this Privacy Policy or any agreements made with Users. Additionally, unless otherwise required by this privacy policy, Hispanic Strategic Marketing promises to keep any information it gathers during transactions and payments to the User's account(s) confidential. Any businesses or private organizations that visit the Website and provide information to shinerstudy.info in any of the ways outlined in the section below titled "Collection of Information" are referred to as "User(s)." "The Hispanic Strategic Marketing will maintain the confidentiality of any and all personal or business information provided by Users." With this trust seal, Hispanic Strategic Marketing makes its services, such as market and product analysis and credit and behavior scoring, available to Users for evaluation and analysis.

However, Loan Advisors retain ownership of the collected data, which may be utilized or shared in its entirety with any third-party, non-banking financial institutions, other financial institutions, and government authorities as required. Hispanic Strategic Marketing owns all of the Data, which it can anonymously aggregate and share with anyone who requests it.